This month, Michael wants to know
“What does retirement look like for you?”
What’s your best realistic prediction for your state of affairs when you finally drive off into the sunset? What did you retire from? Do you have a partner/kids/grandkids or more? Where are you living? What do you do with your free time? Do you travel and take adventures? Or do you make a nice cosy nest and get comfortable in it? If you’re already retired, feel free to talk about how your retirement compares to what you expected it to be.
My answer: My husband and I recently met with our financial advisor, and it looks like we're pretty much on track to meet our retirement needs, assuming there are no major changes in our planned lifestyle. My husband is a building operator and I work as a librarian. At present we have two young adult unmarried children. By the time we exit our workplace, anything is possible with respect to their marital and parental statuses.
I suppose this is pretty unexciting, but we plan to continue living where we are now. Our home is just the right size for the next stage in our journey, we like our neighbourhood and neighbours and, as far as that goes, we like our home! We may think of taking a month or six weeks to go somewhere warmer in the coldest months (southern U.S.) and we do want to do a little traveling. I have several places still on my bucket list, and I'm sure more will be added.
Other than that, I expect I'll do more writing and submitting of my work, read books, go for hikes and that sort of thing. My husband looks forward to learning how to do stained glass, keeping active with handyman activities, and doing more reading. We both still have our parents (thank God), so depending on their state of health, it's possible we'll also need to do some eldercare.
While we're not wishing our lives away and are enjoying the stage of life we're currently in, retirement is something we definitely think and talk about. It's coming eventually, ready or not.
What are your thoughts on retirement?